POLICIES Payment:   Accents For Living accepts all major credit cards through Paypal. Paypal is a secure payment provider. It is not necessary for you to be a member to use Paypal. We also, respect your privacy and will not disclose any information you provide us. Payment is due at the time of purchase.   We also, accept Money orders and personal checks. Please make payable to Accents For Living. If we do not receive payment within seven days, the item will be re-listed for sale. All checks must clear the bank, before merchandise can be shipped. Please be sure to print a copy of the shopping cart and send along with your payment for reference.   Layaway:   Layaways are happily accepted. We ask for a 50% deposit, and the remaining 50% due within 30 days. Deposits are non-refundable. Please feel free to contact us for more information on doing layaways.   Shipping:   We ship U. S. Postal Service, UPS and FedEx Ground. We are only shipping within the Continental U.S. at this time.   Returns:   We are sure that you will love every item you purchase from us, however if you return any item for any reason other than shipping damages, you must contact us with in 3 days of receipt of your purchase to obtain a Return Authorization Number. Mark the Return Authorization Number on the outside of the package(s) being returned. Enclose a copy of the invoice with the item(s) that you are returning. Returned items without an Authorization Number on the outside of the package(s) will be refused. The item(s) must be returned undamaged and in the original packaging and insured for the purchase price. All returns are subject to inspection before credit is given. In store credit only will be issued for the price of the item. Shipping and insurance cost are not refundable. Returned item(s) must be received within 14 days of original purchase.   Special order item(s) are not returnable. Payment in full is required for all Special orders at time of order.   Sales tax will be charged to Indiana addresses only.   Contact Us:   Please feel free to contact us with any questions or concerns.   Via Mail: Accents For Living                Lisa Shirey                P O Box 247                17525 State Road 37                Harlan, IN  46743   Via Phone: (260) 657-1930   Thank you for taking the time to read about our policy. We strive for 100% customer satisfaction. I look forward to doing business with you. Enjoy shopping!   Have a Wonderful Day! Lisa